Currency Converter

Live exchange rates between 30+ world currencies

From

Amount

Result

How it works

Currency Converter — Live exchange rates between 30+ world currencies. All processing happens in your browser — no upload, no signup, no email required. Free forever.

Last updated: 2026-05-06

Editor's note

Rates come from a free public feed and refresh roughly once an hour. We are loud about this in the UI on purpose, because every currency tool that does not disclose its source is hiding either staleness or a hidden markup. We would rather you see the timestamp and decide for yourself than trust a slick number with no context. Multilities does not earn margin on the spread; the figure you see is the unmarked mid-market reference, and the disclosure label is non-negotiable.

Please use this for "is that roughly USD 1000 in EUR?" — do not use it for trading decisions, ever. We turned down two requests to add a "high-precision live" toggle because that would imply a guarantee we cannot make on a free public feed. For volatile currencies the hourly lag can mean a few percent slip, and for crypto the lag would be catastrophic; crypto is excluded for the same reason. Boundaries are kindness when money is involved.

About Currency Converter

Travel budgets, freelance invoices, online shopping in a foreign currency, settling shared expenses after a trip — almost every cross-border transaction needs a quick conversion at a current rate. The currency converter pulls live mid-market rates from the open ExchangeRate-API endpoint and converts between 38 major fiat currencies (USD, EUR, GBP, JPY, TRY, INR, AUD, CAD, CHF, CNY and many more). Type an amount, pick the From and To currencies, and read the converted figure with the timestamp of the most recent rate refresh.

Worked example: at a EUR/USD rate of 1.08, 100 EUR converts to 108 USD; flipping the direction, 100 USD converts to 100 / 1.08 ≈ 92.59 EUR. The arithmetic is trivial — the value of the tool is having the rate fetched for you and updated daily from the published source, so you never have to second-guess whether the number on a stale tab is still accurate.

Important: rates are mid-market reference rates, refreshed roughly every 24 hours. Banks and card networks add a spread (typically 1% to 4%) on top when they actually move money, and the exact spread varies by provider, payment method, and time of day. This tool is for everyday estimation and budgeting — do not use it for live FX trading or to decide an exact transfer amount; check your bank's confirmed rate before sending funds.

How to use Currency Converter

Pick the From currency in the left dropdown — the search box accepts ISO 4217 codes (USD, EUR, TRY) or names.
Pick the To currency in the right dropdown.
Type the Amount you want to convert.
Read the Result, which updates instantly using the cached daily rate.
Click the swap arrow to flip From and To without retyping the amount.
Glance at the Rates updated label to see when the rate was last refreshed; if you see an offline notice, check your network and retry.

Common use cases

Converting a travel budget into the local currency of your destination before booking.
Pricing freelance work for a foreign client in their currency from your local rate.
Comparing a foreign online store's price against the equivalent in your home currency.
Estimating the cost of a software subscription billed in USD when your salary is in EUR or TRY.
Settling shared expenses after a group trip where everyone paid in different currencies.

Tips & common mistakes

Mid-market rates are the midpoint of the buy/sell spread; you will never get exactly this rate from a bank, ATM, or card transaction. Build in 2–4% margin for real-world use.
Currencies pegged to USD or EUR (e.g. several Gulf currencies, the Hong Kong dollar) move in lockstep with their peg. If the rate looks suspiciously stable, that is why.
For very volatile currencies (ARS, TRY in some periods) the daily refresh may lag the actual market by several percent. Confirm critical numbers against your bank's rate at the moment of payment.
Cryptocurrencies are not included — they require a different feed and a much higher refresh rate to be meaningful.

Frequently asked questions

Where do exchange rates come from?

We use the open ExchangeRate-API endpoint, which aggregates daily rates from national banks. The 'Last updated' label shows when the source refreshed.

Is this real-time?

No, rates update roughly every 24 hours. For trading or live FX you should use a paid feed; this tool is for everyday conversions.

Why don't my favourite cryptocurrencies appear?

We list 38 major fiat currencies. Crypto requires a different feed and we may add it as a separate tool.

Why does my bank charge me a worse rate than this tool shows?

Banks earn margin on FX by quoting a spread around the mid-market rate. A typical retail spread is 1% to 4%, plus a fixed fee on transfers. The tool's rate is the unmarked midpoint — useful for comparison, not for the exact amount that lands in the recipient's account.

Can I see historical rates for a past date?

Not in this tool — it only fetches the current daily rate. For historical FX charts, central bank archives (ECB, Federal Reserve H.10, TCMB) publish daily series going back decades free of charge.

What happens if the rate API is down?

You will see the offline notice and the last cached rate, which may be a few hours old. Refresh the page once your connection is restored to fetch the latest figures.

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